The Basics of Buying Property in Albania: A Local’s Perspective from Saranda

If you’ve ever stood on the promenade in Saranda at sunset, watching the Ionian Sea shimmer in gold, you’ll understand why people fall in love with this place. As someone who’s been helping clients find their dream homes here for years, I can tell you—there’s something magical about the Albanian Riviera. 

But buying property here? It’s not just about the view. It’s about understanding the process, the culture, and those little details only locals know. Let’s dive into what you really need to know to buy property in Albania—and why so many people are drawn to this place. 

Why Albania? Why Now? 

Albania has opened up a lot in recent years, especially for foreigners looking to buy. Unlike some other countries in the region, foreigners can own residential property here without complicated setups or endless paperwork. That means you can actually own your apartment in Saranda or that seaview villa in Ksamil outright, which is a huge plus. 

And let’s talk value. I truly believe Saranda offers the best value on the entire Mediterranean coast. I mean, where else can you get a seaview apartment just a few steps from the beach for a fraction of what you’d pay in Greece or Italy? If you know where to look—and you work with someone who knows the area inside and out—you can still find affordable properties that tick all the boxes. 

The Buying Process, Step by Step 

Find Your Property 

The first step, naturally, is finding the right property. Whether you’re after a modern apartment close to town or a quiet retreat with panoramic sea views, there’s something here for everyone. Just last week, I showed a client a stunning property in Ksamil and their reaction reminded me why I love this job so much. That look of pure joy when they saw the view—that’s what it’s all about. 

If you want to see what’s out there, you can check out some of the listings we have at VivaView: Our main listings page , Vila 1+2 , and Residenca 12 . 

Work with a Local Agent 

A good local agent can save you a lot of time and headaches. They know the market, the paperwork, and all the little things that can make or break a deal. They’ll tell you if that quiet street you love is actually a construction zone in summer (trust me, that happens). 

Legal Checks and Due Diligence 

Once you’ve found a place you love, it’s time for the serious stuff: checking the property’s legal status. Make sure there’s a clear title, no old inheritance claims, and that everything is properly registered. I always recommend getting a local lawyer involved at this stage. It’s worth it for peace of mind. 
 

Preliminary Contract and Deposit

At this point, you’ll usually sign a preliminary contract and pay a deposit—typically around 10% of the purchase price. This locks in the deal while the final contract is prepared.

Final Contract and Payment

The final contract is signed in front of a notary. That’s when the remaining balance is paid, and the property officially becomes yours. A notary here is more than just a witness; they make sure every detail is correct and register the transaction.

Registration

After signing, the property gets registered with the State Cadastre Agency, and you’ll receive your ownership certificate. Simple, right? Well, it can be—especially with the right help.

Taxes and Fees

Nobody likes taxes, but let’s keep it real. When buying property in Albania, here’s what you can expect:

• Property Transfer Tax: 2% of the purchase price

• Notary Fees: usually between €150 and €450 depending on the complexity

• Registration Fee: about €80

• Annual Property Tax: typically 0.05% of the property’s value for residential properties

Compared to most places in Europe, that’s pretty reasonable. I’ve had clients from Italy and France who are shocked at how low the fees are here.

Insider Tips: Living Like a Local

Here’s something you might not read in most guides. When you’re in Borsh, there’s a little taverna near the beach that tourists usually overlook. I always suggest my clients stop there for a coffee after a viewing—it’s a great way to soak in the vibe and imagine yourself as a local.

And speaking of local vibes, don’t be surprised if your new neighbors invite you for a raki to celebrate your purchase. It’s a small gesture but one that says a lot about Albanian hospitality.

Final Thoughts

Buying property in Albania isn’t just a transaction. It’s about discovering a new way of life, a slower pace, and a genuine connection to the community. Whether you’re looking at Saranda apartments for sale or that dream beachfront property, the journey is just as important as the destination.

If you’re ready to start exploring what’s out there, I’d be happy to show you around. After all, finding the perfect place is more than just checking boxes—it’s about finding the spot that makes your heart skip a beat. And trust me, with the right guidance, you’ll know it when you see it.

For a closer look at some of the best opportunities in the area, feel free to check out our listings at VivaView Projects, Vila 1+2, and Residenca 12.

See you in Saranda!